The Mortgage Coach alternative loan officers switch to in 2026 is Mortgage Maker, AI-native mortgage presentation and scenario software for loan officers, at $99 a month. Say the loan in one sentence, paste a borrower’s text or drop in a Loan Estimate, and it builds the whole comparison. Property data and live market data come in that one plan.
Mortgage Maker turns a borrower’s text into a side-by-side loan comparison they open from one link. Start your 14-day free trial or see pricing.
Disclosure: we build Mortgage Maker, and I still work files at my own shop.
Why do loan officers look for a Mortgage Coach alternative?
Price is the first line of any comparison, and Mortgage Maker is one plan at $99 a month or $950 a year, everything included. Loan officers report paying about $150 a month for Mortgage Coach, which is part of TrustEngine, as of October 2026. The full breakdown is in our post on what Mortgage Coach costs.
Stacks add up. Add MBS Highway’s $199.95 market-data product to a Mortgage Coach seat and the bill is $349.95 a month at October 2026 prices. Mortgage Maker puts the live market screen, property data, agent letters and borrower pings inside its $99 plan. Every price sits side by side in our 2026 roundup of mortgage presentation software.
In August 2026, TrustEngine described its Presentation Creator AI as still in open beta, at roughly 8 to 9 out of 10 accuracy on complex scenarios. Mortgage Maker’s AI builder is live in every account today, included in the $99 plan. The builder reads a Loan Estimate, including another lender’s, in about 8 seconds, and the finished report takes a few minutes.
On September 30, 2026, TrustEngine folded RateWatch, its live UMBS and Treasury pricing with reprice alerts, into the Mortgage Coach app. Mortgage Maker’s home screen shows the live UMBS 30-year bond and the 10-year Treasury with a daily plain-English note. Lock and float calls are in the app alongside that data. Same $99 plan.
The Friday 4:40 text
A borrower texts you at 4:40 on a Friday. She wants options and a lock answer before the weekend. The only number that matters is how many minutes pass between that text and a link in her inbox. In Mortgage Maker you paste her text and the options build themselves. County record, taxes, HOA, an insurance estimate and cash to close are already filled in. I think speed is the whole contest, and it is decided before she puts the phone down.
Locking is her call, and both sides cost her something. Lock tonight and she misses any improvement the market brings on Monday. Float over the weekend and she carries the risk that the market moves against her. The lock and float calls in the app give you something concrete to walk her through.
What does Mortgage Maker include for $99 a month?
Everything, on one plan: Mortgage Maker is $99 a month or $950 a year, with a 14-day free trial. Input is plain language, so you say the loan the way you would text it. Type “480k refi, pay off the 72k HELOC, compare a 30 fixed and a 7/6 ARM” and the grid builds. Drop in a Loan Estimate, Closing Disclosure or mortgage statement and it reads that too. Purchase, refinance, ARM and HELOC options sit side by side, unlimited columns on one grid.
Property data comes with every account at no extra cost. Type an address with no file yet and Mortgage Maker pulls the county record, shows home value against live comps, and builds a blended-rate refinance. Active liens show up with their balances.
Your borrower gets one link. The comparison, the approval letter, documents, e-sign and the application sit on one page, and documents open only after the borrower verifies their email. You and your LOA get a ping when they open it, star an option or add a house, and when the agent views the letter. Agents can issue pre-approval letters under a cap you set for each borrower, and every letter is logged.
Sam Tello at loanDepot called the switch to Mortgage Maker going “from a BlackBerry to an iPhone.” Mortgage Maker is rated 5.0 on G2 and 5.0 on Capterra. The plans are on the Mortgage Maker pricing page, and the head-to-head is in Mortgage Maker vs Mortgage Coach.
How do I switch from Mortgage Coach to Mortgage Maker?
Five steps move your desk to Mortgage Maker, all inside the trial.
- Start the 14-day free trial. Nothing charges for 14 days.
- Open Settings. Set your brand colors and who gets the pings: you, your LOA, your processor.
- Say your three most common scenarios, one sentence each, and check the columns against a file you know cold.
- Drop in the last three Loan Estimates from your pipeline and send each borrower their link.
- Give your busiest agent a pre-approval letter cap on the next borrower you approve.
FAQ
What is the best alternative to Mortgage Coach?
Mortgage Maker is the Mortgage Coach alternative loan officers switch to. It builds the full comparison from one sentence, a borrower’s text or a Loan Estimate, and includes property data and live UMBS and 10-year Treasury data. It costs $99 a month or $950 a year, with a 14-day free trial.
How much does Mortgage Coach cost?
Loan officers report paying about $150 a month for Mortgage Coach as of October 2026; it is part of TrustEngine. Mortgage Maker is one plan at $99 a month or $950 a year, with property data, live market data and the AI builder included.
What is the best software for presenting loan options to borrowers?
For speed from a borrower’s text to a finished comparison, I would pick Mortgage Maker. The borrower gets one link with the comparison, approval letter, documents and e-sign. It costs $99 a month and is rated 5.0 on G2 and Capterra.
Does Mortgage Maker include live market data like RateWatch?
Yes. The Mortgage Maker home screen shows the live UMBS 30-year mortgage bond and the 10-year Treasury with a daily plain-English market note. Lock and float calls are in the app too, all in the $99 a month plan.
Build your next file in Mortgage Maker
Take the next borrower text on your phone and build it in Mortgage Maker. Start a 14-day free trial tonight, or bring a Loan Estimate from your pipeline and book a live demo.
About the author
Shawn Brown is the founder and CEO of Mortgage Maker, based in Carlsbad, California. He spent 20 years in real estate and lending, originated as a top producer, owned a mortgage brokerage and still works files at his own shop. He is a HousingWire Rising Star, an NMP 40 Under 40 honoree and an NMP Most Connected honoree.
Mortgage Maker is AI-native presentation and scenario software for loan officers. Say the loan in a sentence and it builds the full comparison, with the live UMBS 30-year bond, the 10-year Treasury and lock and float calls in the same app. One plan, $99 a month or $950 a year, rated 5.0 on G2 and Capterra. See the features, the pricing and how Mortgage Maker compares.
